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We
know that you must have confidence in our ability to advise you
about your
finances.
We also understand the importance of feeling comfortable with
the members of our firm. If you feel that you need more help
with determining your retirement plan, we will gather your
financial information and discuss your needs and goals.
University Associates employees are experienced, credentialed,
financial experts and leaders in the valuation profession.
It’s never too early to start your financial planning or to
implement your investment strategy. At University
Associates, we understand, anticipate, and meet our clients’
changing financial needs with a multitude of high-quality
services. We strive to build ongoing relationships based on the
highest levels of integrity, service, and performance.
While
you are considering all of your options for your retirement
plan, here are some easy steps to get you started in the right
direction.
1)
Consider maxing
out and catching-up in your 401k and IRA. Start saving early and
consistently take advantage of savings opportunities.
2)
Save now for more
later. One of the best ways to find the extra cash is to pay off
debt and reduce expenses.
3)
Make your asset
mix match you. Avoid the two biggest mistakes: being overly
cautious and taking excessive risks.
4)
Stretch your
salary. Some work during retirement adds income and can provide
benefits.
5)
Create your own
income stream. A guaranteed income annuity, for example, can
guarantee a lifetime retirement income.
6)
Don’t
withdrawal too much too soon.
7)
Create a
realistic budget. Paid-up expenses, such as mortgages and other
debts, free up more money in later years.
8)
Expect and plan
for the unexpected. Especially don’t underestimate your future
medical costs.
9)
Stay on track.
Make sure to keep your actual activity as close to your
retirement income plan as possible.
10)
Mix and match the
smartest moves for you. Take action to extend income, control
spending, and maximize savings.
We at University Associates look forward to helping you
with your future.
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